Bankruptcy Options For Consumers And Businesses From Our Iowa Lawyers

Changes in the law in Iowa are making it easier for creditors to garnish wages. Debt relief becomes urgent for debtors if wage garnishment is imminent or has already occurred. Filing for bankruptcy can stop creditor harassment, collection actions and wage garnishment.

The bankruptcy lawyers at Telpner Peterson Law Firm, LLP, are ready to be your advocates if you are overwhelmed by debt. The principal bankruptcy attorneys at Telpner Peterson Law Firm, LLP, are Charles L. Smith and Nicole Hughes. Nicole Hughes has served as the state chair with the National Association of Consumer Bankruptcy Attorneys and Charles L. Smith has served as the chair of the Iowa State Bar Association’s Commercial and Bankruptcy Law Section from 2008-2011.

Skilled at negotiation, our bankruptcy litigators represent both debtors (individuals and businesses) and creditors.

• Personal bankruptcy
• Consumer bankruptcy
• Small-business bankruptcy
• Farm bankruptcy

Contact us to discuss the debt relief you are looking for. We take the time to assess your overall financial situation and present all of your options. Our lawyer also helps you file for bankruptcy relief under the Bankruptcy Code, if it is appropriate. We assess your case and advise you as to the best bankruptcy option for your situation:

• Chapter 7 straight bankruptcy : With Chapter 7 liquidation bankruptcy, we help many individuals and businesses obtain debt discharges.

• Chapter 11 and business reorganization bankruptcy: We represent business clients in Chapter 11 reorganization proceedings. Should we decide that it is best to file for bankruptcy under Chapter 11, you will still be able to run your business throughout the process.

• Chapter 12 farm bankruptcy : Many Iowa and Nebraska farmers currently find themselves in need of debt relief as a result of falling commodity prices, unmanageable obligations to land owners and demands from lenders seeking payment from farmers carrying heavy debt loads. In farm bankruptcy proceedings, our lawyers are skilled in debtor-creditor negotiation and farm mediation that allows you to make regular, affordable payments to pay off all or a portion of your debts.

• Chapter 13 consumer debt repayment plan: Our bankruptcy attorneys guide you in filing for a wage earner bankruptcy.

Contact us in Council Bluffs and let us know how we can help you or your commercial entity resolve your financial issues, including complex bankruptcy cases requiring litigation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Our attorneys also advise in debt settlement workouts and handle foreclosure and repossession work.