Dog bite injuries in Council Bluffs, Iowa can be devastating, especially when a young child is the victim of the animal attack. While many people assume that dog bites most frequently involve unknown dogs, the vast majority of dog bites actually involve a dog owned by a friend, family member, or victim. According to the Insurance Information Institute (III), more…
Debt collection laws in Iowa are designed to protect consumers from unfair, fraudulent, deceptive, and harassing debt collection practices. While there are a number of laws that may be helpful to consumers dealing with debt, the Iowa Fair Debt Collection Practices Act and the Fair Debt Collection Practices Act (FDCPA) typically are the two laws that consumers turn to when…
Consumers in Iowa and across the country regularly face harassment by debt collectors. Regardless of whether you actually owe the debts for which you are being harassed, there are both state and federal laws in place to protect consumers from harassment and other unfair debt collection practices. Both the Iowa Fair Debt Collection Practices Act and the federal Fair Debt…
The National Floor Safety Institute estimates that falls account for over 8 million hospital emergency room visits in the U.S. per year. The risk of slipping and falling increases tenfold during adverse weather conditions such as heavy rain. And Council Bluffs and other western parts of Iowa have seen no shortage of heavy rain lately. Although most slip and fall…
Bankruptcy can be extremely complicated, whether you are filing for bankruptcy as a consumer or as a business. At Telpner Peterson Law Firm, LLP, we regularly assist clients with a wide variety of issues in consumer and business bankruptcy. Given our experience as bankruptcy lawyers, we want to provide more information about common bankruptcy questions and answers in Iowa. Q:…
Many Iowa debtors get anxious or scared when they receive a call or a text message from a debt collection company. In some cases, consumers owe the debts for which they are being contacted, and in other situations consumers are targeted for debts that they do not owe. Although it is unlawful, a representative from a collection agency might make…
Medical malpractice injuries are among the most serious types of bodily harm a victim can suffer, especially considering the amount of trust you place with health care providers. Understandably, one of your initial reactions will be reporting medical malpractice to appropriate authorities in Council Bluffs, IA. There are multiple agencies that you should notify, usually through filing a complaint, requesting…
You may be familiar with Chapter 7 or Chapter 13 bankruptcy as a means of resolving debt, but Chapter 12 offers an additional option for qualifying farmers, fishermen, and other designated entities under the US Bankruptcy Code. The proceedings can be quite complicated, so you should discuss your circumstances with an Iowa Chapter 12 bankruptcy attorney. It may also help…
The answer to whether a collection agency can contact your employer is far from easy. Under the Fair Debt Collection Practices Act (FDCPA), there are permissible communications when a company is trying to collect on a debt – and other circumstances where this practice is forbidden. You should seek assistance from an attorney to stop collection calls and garnishments, but…
Under the Fair Debt Collection Practices Act (FDCPA), a collection agency can only engage in permissible communications when trying to get you to pay on a debt. This federal statute is intended to protect consumers like you from unfair, illegal, and abusive practices, so there are strict prohibitions on certain types of calls. An attorney can assist with stopping collection…